Terms & Conditions Effective Date: [13 September 2025] Welcome to Moshika Jewels (https://moshikajewels.com).By using our website, you agree to the following terms and conditions: Payment Payments are securely processed via Razorpay.Ensure that the payment information you provide is accurate. Shipping & Delivery Delivery time depends on your location and availability.Shipping charges (if any) will be displayed during checkout. Returns & Refunds For details on returns and refunds, please visit our Refund Policy page:🔗 https://moshikajewels.com/refund-policy Contact Us For any questions about this Privacy Policy, please contact us at: 📧 moshika@moshikajewels.com🌐 https://moshikajewels.com